OK, I had to crop the heck out of it but I got the "file sixe" to be below that 9.8 or whatever it is. If enough is still left for you then this should work...
the easiest way i find to resize an image is through a free program you can download called irfanview. google it or go to cnet.com and search for it. its great!
resizing it is easy. It's trying to keep the size while making the file size less than 9.8 KB. I got 100 by 100 pixels and it says the file size is 23 so then I hafta crop the edges. But I'm gonna try something new, gimme a minute...