i was in the same position as you, only wanting fish, some live rock, but once you spend more time in the shops and on the net,eventually you will want to try a little frag of mushrooms, maybe some star polyps,so cheap you dont care so much if you lose them, if your water is good, they will probably do ok ( they dont need much light) and then.......awww yes- then.......you will kick yourself because you wont be afraid of corals anymore and youll wish you had a better light. Step by step what happened to me, get a reef capable light, even if you have to wait a month to afford it
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serioulsy youll get pissed