What argument am I changing? You're nit picking about a couple thousand tax-free bucks that probably 90% of current individuals who have health insurance don't use. It makes logical sense to contribute to HSA's and FSA's, but most people see that as more descretionary income taken out of their paycheck every week that they can't use for anything else besides medical care. When people barely have enough money to pay their bills, they don't want to stick money into an acoount that they may or may not use during the year. I've listened to friends and co-workers who complain they have to make this mad dash at the end of the year trying to find some medical procedure, or go to the doctor to get some prescription for a "mysterious ailment" so they can burn the cash that's remaining in their FSA or HSA account.
Try looking at the overall bill, and see some of the positives that have come out in it - children up to 26 are able to stay on their parebnts insurance, no denial to cover pre-existing conditions, insurance pools for small businesses, various cost savings benefits for Medicare recipients. The list goes on...
Actually, I am not nit picking about one little tax increase. I am showing YOU all of them...Your argument was FSA and HSA accounts weren't affected. I showed you the IRS saying otherwise. Then you switch to "It is only a few thousand dollars. That is changing the debate. At first you claimed it didn't exist. Now it does and "isn't that big of a deal"
children up to 26 (you forgot the part as long as attending school) a good thing? Your ecstatic over a cost savings of a couple thousand bucks, on a service that probably 90% of the students do not use. Sound familiar?