David,
I did a lot of internet seaches for DIY lighting, and found an idea for using Vinyl gutters upaside down to hold the bulbs. sounds cheesy, but looks fine. you could even paint them black if you wanted to, but i left mine white. I had bought a used 55 gallon for $20. My tank was 48 inches wide, so the standard 48 inch bulbs were perfect. i hot glued the bulb clips in and bought a coralife 40 watt NO (normal output) ballast. (in case you dont know, the ballast is what makes the flourescent bulbs lite). this whole set up cost me about $50, plus another $40 for 2 NO bulbs- one Blue Actinic, and one 20,000K daylight bulb.
Anyway, this worked for just the LR, fish, snails, crabs etc, but our goal was coral.
For xmas, my wife bought me a icecap 660 ballast (best one on the market if you ask me) and i added 2 VHO bulbs for another $60 or so. (used the leftover gutter for the other light hood.)
my tank is only 12 inches front to back, so using metal halite was not a great idea- would waste a lot of lite- as the average coverage is a 2 ft diameter- and this would spill outside the tank. The advantage of VHO (Very High Output), PC (power compact) and MH (metal halite) is the ammount of wattage you get. You need higher wattage for keeping most corals.
I was going back and forth between PC and VHO, and ended up going with VHO because it seemd the best for my tank size, and also, it is difficult to get TRUE actinic bulbs in PC. The nice thing about the icecap ballast is that it has a port that you can plug in a dimmer to simulate evening, morning. (this is extra- around $200 and we dont have one yet- not for while!) Also the 660 allows for 4 48 inch bulbs, so once we save up some more cash, we can ditch the 2 NO bulbs and go with JUST VHO. A 48 inch VHO bulbs is 110 watts, a 48 inch NO bulbs is only 40. So, with VHO 4 bulbs give you 440 watts.
With corals, there is a "rule" of 4-5 watts a gallong which most people dont subscribe to, but the basis is pretty accurate. If you have 40 watts of light in a 55 gallon tanl, corals wont live too good.
As for your live rock- i would not use the UV filter- you might want to research that, but in my opinion, it will kill the 'good' bacteria in your LR.
I rambled, so i'll stop. let you digest all that, and post back if you need anything else cleared up--- you will find this forum and EXCELLENT resource- 6 months ago, i never knew the reef tank hobby existed, and i have learned a TON from the people here.
Enjoy!
Joe