MMYNC Your probably also going to go to your LFS and the person there will give you advice but before you take that advice check it here to see who agrees, most of us have heard some real tall tails at our lfs as to what we need or do not need.
FO or FOWLR = Fish Only or Fish only with live rock.
If you do a fish only or use live rock you do not need live sand or live rock to begin with. You can use dry base rock and some types of sand. The term LIVE on sand or rock only means that it has the benificial bacteria living on it, may also contain the diverse life or "critters" living on or in it. If you do choose to go with sand you will hear lots about southdown or yardright tropical playsand, some of the rest of us from michigan can tell you where to get this but you may have to go for a drive. So if you go with base rock and dead sand you can cycle with these and in time they will be just as LIVE as any $6-$8 dollar a pound live rock or whatever the cost of live sand. One note here though is that if you do use Live sand or Live rock to start with, your cycle time will be shorter.
I would recommend a protien skimmer on most tanks and deffinatly for a beginer. The method you choose to cycle your tank is your choice. I prefer to add the raw dead shrimp from the store to my tank to cycle with.
Good tip on the Chemi-pure, its a carbon and resin filter media that truly helps to keep the water clean. I use it 24/7.
The rest is pretty much what ocellaris keeper said to cycle. And I would also like to recommend you start with a book to give you the basics of saltwater if you do not know them already.
Good luck
Thomas