Newbie System specs, please check!

zero26

Member
I came up with a system and need some pointer on a few things. Ok here's what I got so far,
92g Bowfront corner tank, going to have the LFS drill the tank
2 Aquaclear powerheads 110 900 GPH
36" Aquatic life T5 HO w/2 lunar lights
2 Jager 200w heaters
Thats what I got so far please feel free to pick it apart, and add some ideas. For the moment I am going to have a FOWLR setup, (to get my feet wet
)
Here's where I have a few questions, because I am having them drill it, a wet/dry sump filter is the best way to go right?
For the rest of my substrate, should I use all live sand, or Aragonite and some crushed coral, or just plain ol aquarium sand.
As for a Protein Skimmer, should I get that now? Or wait to see if I until I get some coral. With the protein skimmer don't I have to have a refugium? This is where I get lost with the whole Refugium, thing! Thanks so much, being in the midwest might have to add a chiller!
 
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