Ok, many years ago.............

darthtang aw

Active Member
Before Obamacare was passed, I had stated employers would drop their insurance plans and just pay the tax penalties , because for some it would be cheaper. I also stated this would mean people could not keep their insurance at the same cost if their employer decided to drop it, since Obama said they could keep their insurance. It seems, based off poll results...The companies are beginning to prove me correct.
http://www.washingtontimes.com/blog/inside-politics/2012/jul/24/nearly-one-10-employers-drop-health-coverage/
 

beaslbob

Well-Known Member
Yep
Just as predicted.
Not to mention that we are paying now but benifits don't kick in to 2014. So the cbo is vastly increasing the 10 year cost estimates.
People are also under the impression that all healthcare will be at no charge. Which is not the case. The government now gets to decide what to pay for an what to no pay for.
And of course the kicker is the cost controls.
anyone who remembers the long gas lines in the '73 gas crisis should be absolutely horrified that costs are going to be held below market conditions.
But then one must understand that holding prices below market conditions creates shortages.
my .02
 

bionicarm

Active Member
Quote:
Originally Posted by Darthtang AW http:///t/392409/ok-many-years-ago#post_3484183
Before Obamacare was passed, I had stated employers would drop their insurance plans and just pay the tax penalties , because for some it would be cheaper. I also stated this would mean people could not keep their insurance at the same cost if their employer decided to drop it, since Obama said they could keep their insurance. It seems, based off poll results...The companies are beginning to prove me correct.
http://www.washingtontimes.com/blog/inside-politics/2012/jul/24/nearly-one-10-employers-drop-health-coverage/
9% of businesses MAY drop coverage. I'm still waiting to hear what the alternatives are. A buddy of mine just got laid off, and him and his wife deccided to transfer their insurance over ot her companie's plan. Their daughter was diagnosed with MS symptoms last year, and if they had to pay for the medications on their own, the bill would be almost $1000/month. Because of Obamacare, the new insurance can't deny their daughter coverage due to her pre-existing condition. She's also covered until age 26, which if the symptoms grow worse, she may not be capable of taking care of herself due to the disease.
 

darthtang aw

Active Member
9% of businesses MAY drop coverage.  I'm still waiting to hear what the alternatives are.  A buddy of mine just got laid off, and him and his wife deccided to transfer their insurance over ot her companie's plan.  Their daughter was diagnosed with MS symptoms last year, and if they had to pay for the medications on their own, the bill would be almost $1000/month.  Because of Obamacare, the new insurance can't deny their daughter coverage due to her pre-existing condition.  She's also covered until age 26, which if the symptoms grow worse, she may not be capable of taking care of herself due to the disease.  
You do not read so well.
"Nine percent of companies said they expect to stop offering coverage to their workers in the next one to three years, the Wall Street Journal reported. Around 81 percent said they would continue providing benefits and 10 percent said they weren't sure."
Most corporate or business health plans don't deny preexisting conditions.......Those usually occur with private plans.
How many years later are you still waiting to hear what the alternatives are? Shouldn't that be in the bill or set up?
 

bionicarm

Active Member
Quote:
Originally Posted by Darthtang AW http:///t/392409/ok-many-years-ago#post_3484195
You do not read so well.
"Nine percent of companies said they expect to stop offering coverage to their workers in the next one to three years, the Wall Street Journal reported. Around 81 percent said they would continue providing benefits and 10 percent said they weren't sure."
Most corporate or business health plans don't deny preexisting conditions.......Those usually occur with private plans.
How many years later are you still waiting to hear what the alternatives are? Shouldn't that be in the bill or set up?
"expect" and "will" are two different things.
Not Obamacare alternatives. What are the Republican's alternatives to Obamacare?
You obviously haven't had insurance with a major corporation before Obamacare. My wife could give you hundreds of examples of patients she's had that had to decide whether to take a second mortgage on their home to pay for medical expenses because their insurance denied coverage to a pre-existing condition. I got laid off from my job two months before my second daughter was born. If I hadn't has COBRA coverage, my daughter's birth would've had to come out of my pocket because my wife's work WHICH WAS THE HOSPITAL WHERE MY DAUGHTER WAS BORN, told her they wouldn't cover the pregnancy because she wasn't on their health plan prior to the pregnancy occuring.
 

darthtang aw

Active Member
"expect" and "will" are two different things.
Not Obamacare alternatives.  What are the Republican's alternatives to Obamacare?
You obviously haven't had insurance with a major corporation before Obamacare.  My wife could give you hundreds of examples of patients she's had that had to decide whether to take a second mortgage on their home to pay for medical expenses because their insurance denied coverage to a pre-existing condition.  I got laid off from my job two months before my second daughter was born.  If I hadn't has COBRA coverage, my daughter's birth would've had to come out of my pocket because my wife's work WHICH WAS THE HOSPITAL WHERE MY DAUGHTER WAS BORN, told her they wouldn't cover the pregnancy because she wasn't on their health plan prior to the pregnancy occuring.
I have had 3 partial pnuemothorax issues. One required surgery. The other side has never been operated on and could collapse at any time. I smoke. And I was working for Home Depot before the Oba administration. Had the lung issues 5 years before I started working for HD. Their corporate insurance did not deny me.
Pregnancy under law is no longer a preexisting condition either. How many years ago is this example?
The republicans are still throwing out proposals and ammendments., I guess you just don't read them....maybe Bill Maher doesn't tell you them.
 

kiefers

Active Member





































Quote:
Originally Posted by Darthtang AW http:///t/392409/ok-many-years-ago#post_3484208
I have had 3 partial pnuemothorax issues. One required surgery. The other side has never been operated on and could collapse at any time. I smoke. And I was working for Home Depot before the Oba administration. Had the lung issues 5 years before I started working for HD. Their corporate insurance did not deny me.
which is funny. Pnuemotharax (collapsed lung for those of you who have no clue) whether 2 or 10 is classified now as a pre-existing condition. Once you get one, whether spontanious or or trauma induced, you have a 20 something percent chance of having another.
Who knew.
Pregnancy is premeditated BWHAHAHA
 

reefraff

Active Member
Quote:
Originally Posted by bionicarm http:///t/392409/ok-many-years-ago#post_3484187
9% of businesses MAY drop coverage. I'm still waiting to hear what the alternatives are. A buddy of mine just got laid off, and him and his wife deccided to transfer their insurance over ot her companie's plan. Their daughter was diagnosed with MS symptoms last year, and if they had to pay for the medications on their own, the bill would be almost $1000/month. Because of Obamacare, the new insurance can't deny their daughter coverage due to her pre-existing condition. She's also covered until age 26, which if the symptoms grow worse, she may not be capable of taking care of herself due to the disease.
And at the same time somebody else will lose their house because their insurance premiums have been jacked up so high because of all the new coverages mandated under 0bama care/ Those 1000 a month pills have to be paid for by someone.
 

kiefers

Active Member
My wifes premiums just sky rocketed because of an E.R. visit a month or two ago. I think she is paying something around $350. now. Thats crap
 

reefraff

Active Member
Quote:
Originally Posted by Darthtang AW http:///t/392409/ok-many-years-ago#post_3484208
I have had 3 partial pnuemothorax issues. One required surgery. The other side has never been operated on and could collapse at any time. I smoke. And I was working for Home Depot before the Oba administration. Had the lung issues 5 years before I started working for HD. Their corporate insurance did not deny me.
Pregnancy under law is no longer a preexisting condition either. How many years ago is this example?
The republicans are still throwing out proposals and ammendments., I guess you just don't read them....maybe Bill Maher doesn't tell you them.
I've had Kaiser, Pacific Care, Blue Cross from 2 different companies, United Health care and none of them excluded pre existings either. Most of those were working for small to medium size businesses. One was an international corporation. The wife has had Blue Cross, one from a small business and one from a large corporation and they had no pre existing prohibitions either. It might just be the part of the country or something but I've always heard that generally group policies cover pre existing conditions.
 

reefraff

Active Member
Quote:
Originally Posted by Kiefers http:///t/392409/ok-many-years-ago#post_3484250
My wifes premiums just sky rocketed because of an E.R. visit a month or two ago. I think she is paying something around $350. now. Thats crap
My wife pays 76 but if she does a blood screening at the beginning of the year each year the company knocks it in half.n It's pretty good insurance too but the prescription coverage isn't the best.
 

kiefers

Active Member
Quote:
Originally Posted by reefraff http:///t/392409/ok-many-years-ago#post_3484254
My wife pays 76 but if she does a blood screening at the beginning of the year each year the company knocks it in half.n It's pretty good insurance too but the prescription coverage isn't the best.
76 is about what I pay from my employeer. She has her own because she doesn't have the option for healthcare.
Maybe I should rethink going to my Doctor in the morning, but the itching is just getting crazy!!!! Lol!!!
 

sweat90lx

Member
I pay $200 a month for family coverage, which is great for what I had. My union contract was recently signed and its not so great anymore. The unions are in the democrats pockets and do more harm than good, although I am thankful I have a job.
My health is not so great. My ulcerative colitis and cholesterol medication are pricey so I would rather have kept the insurance the same and not have gotten a raise. We got a good raise so we can be taxed more and lost on the insurance. Ill bet we get taxed on insurance before long.
 
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