all the above are fine, esp. for fish only, you could go as low as 1.020, but i would prefer to stay a bit above that figure, 1.023+/-1 is probably close to the norm for fish only, inverts should have it a little higher
jsut make sure to acclimate your livestock slowly, nomatter what you kep it at, you never really know where it is where you get your fish from
also, whever you set it, maintain it, fluctuations are worse, than being a little off, especially with many inverts and crustaceans
HTH
[ December 28, 2001: Message edited by: fshhub ]