Wow.... all good leads, and they are all close - but no cigar. There is no "opening" or pore or hole in the growth, and the actual color is more like my first picture - a shiny brown, looks like leather.
Inquiring minds want to know . . . where/how did you come up with those possible identifications? Do you have all this information in your head from years of experience or do you know of a great website for reference and searching? Either way, thanks for the general direction. I'm watching it closely to see if it grows, dies or stays the same. It's not really getting much light - it's on the back/underside of a rock, so that should give me some clue in the future. I'm sure there are only certain things that can thrive without light, right?