T5 and Halide offer similar efficiency. It is close enough that the ballast itself can often tip the scales in either direction. A good electronic halide ballast would result in a more efficient system than a crappy T5 ballast and vice versa, assuming equal lamp wattage.
So if you were planning on going with (8) 54w T5 lamps, or 432 watts, then use (2) 175w or (2) 250w halides.
Assuming ballast efficiency to be identical, a 10 hour lighting cycle, and 0.10/Kwh, the difference between T5 and 250w halides would amount to $25 per year. Not much.
Combo setups are only for those who want to run supplemental actinics. I used to do that, but personally I went away from it in favor of 20K halides with no supplement. It's all in what looks good for you.
On a side note... isn't the 90g 24" front to back?