Well everyone, its been 3 months, and the critters are all happy as can be. I haven't seen a sign of any algae, and I even recently (last week) opened up the blinds so the coral could get some more sunlight. I think the tap quality in my town is OK. But I also use water conditioner, so maybe thats it... the sulfates absorb chemicals, and then the bio filter absorbs the bi-product, so it never has a chance to build as long as you maintain the filtration system.
However, there have been a lot of posts of people warning about using tap, so I will keep an eye on things and let you guys know. I thought for sure I'd see some algae by now, but there's been nothing so far. Maybe its my cleanup crew.
If I do run into any problems, I do have the osmosis water in my lab at work to fall back on. However, hauling it from the 4th floor at work to home would be an adventure, to say the least. At least I have a backup plan to fall on. Also, there is a distilled water tap in my sink, like the kind people drink from. I don't use it because the flow is just enough to fill up a cup, but would take forever to fill a bucket. Thats another backup though...I don't have money for an RO but I'll definitely switch from tap if I encounter any problems.
Thanks for the suggestions everyone!
Oh yeah-- and I've had the coral for a couple months now and it has really exploded. It looks great! I don't think it minds the tap at all.