then the reasons your rates are so high because you hate everything and that is taken as mental illness to underwriters , which make sense that you made need a mental institution in years to come so they place you at a higher risk ,,,,,,,,,,,,,,,,,,,,,,,,,,, not to mention do you smoke, take prescription are you over wieght how old are you and , how often do you go to the doctor ,.................... someones gotta pay for the billions we shell out in coverage ........... how much do you think a normal exam without coverage ......... that would be about $150 not including lab work or x rays or anything else that just for the doctor to say high ......... you pay a copay of $20 we pick up the other 130 for that visit .. theres one months payment for a unhealthy person under the age of 25 then you get your lab fee's 200 dollars for lab work again you pay 15 , x rays ????/ around $1200 , you pay 50 .............. who is getting the short end of the stick here ????
We are , so in turn we have to charge what is fair to us and the customer ......... the higher your deductable the lower your monthly premium , the lower you deductable the higher your monthly premium ......... we gotta make up for it some where..... not to mention that when you hit a maximum of ussually 4000 dollars we cover everything 100 percent so that means you break your leg , well a broken leg costs 40,000 to fix guess who pays that .... we do