Shop around for closing cost and title insurance. This is the final bleed stop in the purchase. You are entitled to a good faith estimate. This could cost you $100s to a couple $1000 dollars more than it should/could. Call Chicago title for a compare, I believe they have a office in Indy. Our first house we bought, we were taken to the cleaners, the second house we bought from a company owned buy-out and one of their request was that we use Chicago title, it is actually the buyers choice, it's your title insurance and purchase. I am talking about the Fees not the prorated interest, that is what it is, depending on your payment dates and closing timing. That house was almost double in price and 50% less in fees. The next house, I called Chicago title for a price and the local company this time was within a $100. All three were in different cities and states. Shop and compare, and don't let them play games on day of closing with higher numbers than the good faith estimate, be prepared to walk if they try. The big builders have these companies lined up, one stop shopping. We didn't on the first and should of, it is my believe now after doing this a few times. They will make it right before they let a transaction go south and you walking out. Don't put a lot of Earnest money down, this is what they use to try and prevent you from walking on the increased and added fees.
Congratulations on which ever you choose and I am not being negative, just a warning. I have had two good and one bad experience.
