Flow should be higher for a reef than for a fish only, unless the FO will be an aggressive tank.
Will you be utilizing a sump/fuge? Your best bet, IMO, is to use a sump/fuge, a good skimmer, and some good flow. GPH as a rule of thumb isn't the best way to measure tank flow. it's kind of like watts per gallon. what's important is to have a good current with no dead spots. i would think that you could get the job done with the return from the sump and 4-5 powerheads.