I personally believe the "stray voltage" phemonenon to be more of a myth than anything else. It's one of those scientific-sounding terms that manufacturers of grounding probes use to lend validity to their products.
The fact is that unless your water is grounded, a single failed piece of equipment will not cause any harm to your fish. Many aquarists stick their hands in the water, feel a shock, and assume that their fish are receiving this shock continuously, when in fact it's the aquarist's hand (because he was grounded elsewhere) that caused the current to flow. Ergo, you can no doubt see how a grounding probe by itself, by grounding the water, can acutally worsen the problem should it occur, at least until the aquarist sticks his hand in the water, feels the shock, and shuts off the power.
Now, if the water is grounded or two pieces of equipment in the tank are failed (causing voltage to travel through the water between them), this can cause a continuous current flow through the water that could cause all sorts of problems, as well as shock any animal whose body is in the current flow, whether they are grounded or not. This situation however would be incredibly uncommon.
To hear the term "stray voltage" what pops into ones mind is little electrons swimming around in the water waiting for something to "bite." That's simply not true... a circuit has to be completed to a ground or a neutral for current to flow.
However, all that aside, a grounding probe and a GFI used together form a great safety team on your tank. The GFI will trip only when it senses current faulting to ground, which is what a grounding probe does, and will trip nearly instantly. That's why I always recommend a grounding probe with a GFI, but never a grounding probe by itself.