Beth-
Up here in the frigid midwest, a heater is a necessity. My room temperature is 70 degrees tops, and I usually keep it at 68 and run the humidifier to save energy. So yes, the heater is needed up here for 8 months of the year. I like to keep my tanks at around 80 degrees, and the temperature would drop way too much for my liking overnight with the lights out.
Plus, my furnace went out for a week earlier this winter, and without that heater in my tank, it would have been all over. So the $30 for a heater is the wisest investment a guy living in this climate can make, IMHO.