Well you can try to estimate what its going to take...
Lets say your hydrometer is at 1.027 (~35ppt)
You want to be at 1.009 (~15ppt)
Lets say you have a 10 gallon tank. While this isn't a perfect science, you are going to need to take out 5 gallons of salt water and replace it with 5 gallons of pure unsalted distilled water to get close to 15ppt.
By removing 5 gallons, this would leave you with 35ppt in 5 gallons (Or just fill up your QT with 1/2 way to start with! This is sort of a "duh factor"...but I say remove 5 gallons so you can put 5 new gallons in
...just incase thats missed....I know this is confusing!)
Next add 5 gallons of unsalted distilled water to fill your tank.
So....35/2 = 17.5ppt over all 10 gallons once you add 5 gallons of fresh water to your 10 gallon tank.
Some things to consider though...
1. Hydrometers are highly inaccurate. You are going to want to leave yourself with a nice "buffer" just incase
2. The actual removal of salt + adding fresh water may not be perfect. Mathematically its nice...but you have variables...
3. If you remove too much salt, your fish are in trouble.
4. Temperature plays a role in salinity...so the numbers are not going to be exactly perfect.
When I did this with my 29 gallon QT, I had a refractometer...my tank water was 35ppt. To get it to 15ppt, I had to replace 16 gallons of salt water with fresh water. So this method seems to work.
Please be careful! Leave yourself a buffer! Then when you get your refractometer, move it down to 14-15ppt.
This is the way I thought about it when I was in your situation...but you have to keep in mind that this is not perfect...but it will get you started. Its better to have salinity too high (say 22ppt) then too low (10ppt)....If I were you, I would try to move it to 22ppt until you get your refractometer.
-Matt