An update: I caught the chromis, piled all the tropical live rock in a bucket, and scooped out 30 lbs of live sand to take back to the fish store. LFS was not happy to see me, despite me reminding me that I had spent ~$485 with them, and I was planning to keep the aquarium, hood, protein skimmer, and powerheads they'd sold me at some expense.
They refused to have anything to do with the LS. They sell it in bags, and they said they just can't resell sand. (Of course, this was after I carried it all over and they asked me to leave it there for the manager, who comes in late in the day.) They took back the chromis, offering me 30% store credit, but I really got mad when they offered me $3/lb in store credit for the LR.
Again, THEY told me that this was the way to cycle a cold water tank. I repeated this, and they finally agreed to give me a full refund- albeit in store credit. What was I going to do with $150 in store credit? I already had all my gear! I continued pressing my point, and the manager said that it was against the rules, but he would talk to the owner and call me back tomorrow about putting the refund on my credit card. My partner, pessimestically, says that he isn't actually going to call the owner, that I'll have to call HIM back, and when I get him on the phone, he'll say 'no'. We'll see.
Steve, You said that you would cycle the tank with just water and bioballs in the overflow. I don't currently have an overflow; an aquarium friend at the Monterey Bay aquarium said that I would be just fine with a powerhead and a protein skimmer. Do I need to have an overflow to replicate the great results you've gotten on my small 29 gallon tank?
Also, on the sand/gravel on the bottom, thanks for the warning. I would have just gone to the beach and filled my bucket with local gravel. Sounds like that is very much NOT the choice to go with. What did you fill your tank with? Rocks from Home Depot, washed thoroughly? And for the LR, could I get those from the intertidal zone, or do I need to go diving? (Problem is, I just moved up here and don't have dive buddies yet and I'm sure the commercial outfits would have qualms about me going and collecting.
Thanks!!