That sounds like a plan, but I think even having the 400watt 20k and then the 250 watt 4300k, is quite a change, and I don't think it would look right. I would look for a 250 watt with either a 14000k or a 20000k bulb. So, I would definetly purchase the 400 watt kit you found, but keep looking on the 250 watt one. Just out of curiosity, are these HQI (double ended) or single ended? It really doesn't matter, they both work very well, I am just curious. And, IMO, 400 watts over a 90 is not overkill. A 90 gallon is 24" deep, therefore you need a fair amount of light, so it penetrates well to the bottom. On a 55 or 75, YES it would be overkill, but thats only because those tanks are 18" deep, as opposed to 24".