I have a canopy also; no glass tops. My canopy, though, came with an acrylic "shield" to protect the bulbs. I built a 2" x 4" frame to go around the top of the tank......stained to match my stand. That keeps the whole canopy 4" or 5" inches off the water and I get very little splash on the acrylic shield.
If your fans work to pull the heat away from the water the way they should, I'd guess the temp shouldn't be effected too drastically.....a couple degrees, maybe? (There's probably a formula to figure that out but I don't know it.....)
One thing to remember is you're going to have the MH's on less time than your current VHO's so there's less time for them to generate heat. (I run my MH 7 hours a day......the VHO's are on for 10)
Jim