15 yr old with a 55 reef here. self funded here too. just patience for now. when you do get LR, make it into as many caves as possible, but make sure the rock is stable. start planning what you want to do with the tank. equipment, corals, fish, etc. and ask people on here. that way you can have all your info and lots of opinions before you buy something and learn the hard way (not helpful when owning a self-funded tank) its a great start, looks like mine when i first started. go become friends with you LFS's and tell them what you are starting. all mine love when i come in and ask about my tank, its good to know you have reliable answers online and in lfs (even though lfs's have a habit of reeling in suckers...) so I hope this helps. DONT RUSH. period. keep us updated, all questions are welcome, and you might get more responsed in the "new hobbyist" forum if you have questions that you think are easy to answer. hope i helped a little! good luck.
REEFMAN