I live in Virginia. We to have mild winters too... But, it's the stupid ---- that will always burn you. Hurricanes, tornados, floods. We had a guy plow into a electrical pole at 1:00am and it took the power out for 7 hours. You never know what's going to happen. Look at the power outage last week in 4 states and Canada. Those people had know clue as to what was going on or how long it was going to be out. A generator is good. But, you got to be there to crank it. Last week our power went out while I was at work (40 miles away). My neighbor called me (retired) and asked me if I had any perishables cause they were replacing transformers in the neighborhood and it looked like the power would be out for awhile. I had him kill the power to the house at the breaker and go in my shed and fire up the generator. If he hadn't called I would of never known it. It was out for 5-1/2 hours. I had fired that thing in about 9-10 months... But, I had it!