Just to add my 2cents..
I would DEFINATELY stay away from tap water. It just introduces TOO MANY chemicals. As you begin having other problems, like phosphates causing algae blooms; copper killing corals or fish; silicates causing diatom blooms; etc. You can likely call your water utility company and request a water analysis of chemicals for saltwater use. Might be surprised at the chemicals in your water (hard and organic). The money spent in quality water will be more than made up for in fish/coral savings, and headaches hunting for answers to problems.
You can get an R/O unit ($150 or so) - but keep in mind, these waste about 3-4 gal for every 1 gal of good water made. In addition, R/O units do not filter for phosphates well - which is why most LFS's use R/O units WITH a D/I filter. I've crunched the numbers before for the unit; and replacement canisters and "FOR ME" found another alternative.
You can get a D/I filter canister for your tap water to remove nearly all harmful itmes including:
Dissolved Minerals: Calcium; Magnesium; Sodium; Potassium; Sulfate; Chloride; Carbonate; Fluoride
Heavy Metals: Copper; Zinc; Lead; Iron; Cadmium; Aluminum
Underirables: Phosphates; Nitrates; Ammonia; Silicate; Nitrite; Chlorine; Chloramine
Organic Pollutants: Insecticides; Herbicides; PCB's; Pesticides
Aquarium Pharmaceuticals makes a Canisters for about $25 per canister that makes anywhere from 75gal to 120 gal (depending on ur source water contamination). That works out to be about $.25-$35 cents per gallon that you can make at home.
Compared to R/O units, I just don't find that they remove that much that D/I doesn't for the greater per gal expense of purchasing the units and set of 2-4 filter cartridges.
Regarding the substrate - you can go with the argonite OR sand - go with what "YOU" like better. Many ppl go for sand because they 1) like the look; 2) it's the 'in' thing - everyone is doing it; and 3) it helps reduce nitrate levels.
HOWEVER, if you have sand you will likely find that your PH levels will fall and will have to use BUFFERS to keep your PH level up. And if you want to reduce Nitrates as a goal - people are having much greater success using macro-algae refugiums for that purpose.
Thus there are several ways to achieve your goals. Find out what YOU want to look at, and what you want to achieve, and go that way.
One last thing - remember one thing about LFS "pros" - they are also in business to sell you THEIR way and product. Sometimes the best "pro" advice is from someone you are "NOT" purchasing from (and they know it) then go to the LFS or online source of your choosing - and buy what YOU know your looking for.
Best of luck to you. The hobby is expensive, addicting, and very rewarding
Nothing is mroe rewarding that watching and experiencing LIFE