First and foremost I should mention that i've never had an overflow or a sump, but soon will. So if i'm being an idiot with my overflow and pump thoughts, rest assured with the knowledge that I may soon flood my apartment. I'd like to think i'm pretty intelligent when it comes to plumbing and water physics though :thinking:
The flooding I was talking about was plumbing fitting related not tank/sump or overflow/bulkhead related. The amount of plumbing and water suspended NOT above a catch (tank or sump) would, in my mind, be greater in an external pump application than an internal pump. I guess the proper term for that would be a "leak" then, not quite a flood.
I wasn't considering blocked overflows or a back siphon, those are basic things no experienced aquarium owner should let happen. But a cracked fitting or a bad seal are hard to catch.
I was picturing a submerged pump with a flexible line straight up into the tank with no more than 2 seams or connections. If water leaked, it'll most likely follow that flexible line back into the sump. Then imagine an external with a bulkhead from the sump to the pump intake, then either a barb to a flexible line or PVC pieces glued together (most common it seems) with many 90 degree elbows and numerous seams/welds/connections/places where you glue 'em together where water would drip if a fitting leaked.