You use RO/DI because 1)you want the purest water you can purchase and 2) because if you topped off with saltwater your salinity would continue to rise. Reason being your topping off your tank because water is evaporating. Salt does not evaporate, only the water.
Take that same scenario, and you want to top off with RO/DI because if you use tap water, your disolved solids will NOT evaporate, staying in the tank. Which is why people usually don't have tap water issues at first. After say a year of doing this the levels of solids still left in the tank will eventually get to a toxic level (time depends on the TDS levels in your tap).
Hope that helps.