Well, I guess while we're off the subject let me respond.
My question to Phixer and statement of the 2.7M may have come off wrong.
I have goals that I want to achieve in life, one is to retire at 55. I used the number 2.7M as a number to which I want to reach. I have many hobbies but can only afford one at a time. The yacht thing, yes I want to buy a 40+ feet cruiser and I want to pay for it with cash. I have some credit card debt and want to get out. I have plans to invest for retirement, my daughter to go to college (as well as my nieces and nephews). I would love to pay off my parents house and buy my sister a house.
I, too, have been pursuing a CGC for my rottie and when he gets a little older we will try the Therapy thing.
I AM happy...I love my wife and daughter and am making financial goals. I apologize if you have a problem with that. Just seeking advice on how to get there from someone that is "filthy stinkin rich". I'll keep it to myself in the future, stick to aquatics and hope to see you on the water someday...drinking lattes together.