Wonder why car insurance is so expensive?

jennythebugg

Active Member
Originally Posted by reefraff
I was in a wreck once and it took at least 15 or 20 minutes before I figured out my wrist was broken. If she really does have a neck injury it could have taken a while for it to start hurting.
If the lawyer called your insurance company the next day and said they would be suing for permanent neck damage either your insurance agent agent wasn't listening really well or the lawyer is a complete fool. I can't believe any competent doc would make such a diagnosis after a single day unless her neck is broken.
if this woman has done this before then she knows what doctor and lwyer to go to that will say what she wants them to say for a piece of it there are alot of crooked ones out there
 

scgator

Member
If she's done it before then your insurance company will be able to find it. All claims go into a database to help combat fraud. Make sure you have no contact with her, or her attorney, directly. If they contact you tell them your insurer is handling it and to contact them. The most innocent sounding remark can be taken as an admission of guilt.
As I said before your insurer should investigate. Over 40% of the average premium cost is due, directly or indirectly, to the costs associated with insurance fraud.
 

autofreak44

Active Member
Originally Posted by windmill
That's probably one of the reasons right there.
I've always been under the impression it was due to parents buying their kids a high powered, rear wheel drive vehicle right about the time they start experimenting with drugs and alcohol.
I can't even count the number of times some punk idiot at school would bring pictures of his mustang, camaro, or whatever he rolled the day before and brag about how his parents are going to take him/her shopping for another brand new one right after school. I'd always joke that it was like the parents were actually trying to kill their kid.
sounds like my brother. first 6 months having his lisence, he crashed his mustang racing in the rain. and then my dad let him drive the V-8 jeep, and i never realy got the straight story about that...
hopefully i will be a better driver
 

windmill

Member
It is arguable that an elderly person is just as, if not more dangerous on the road than a freshly licensed high school kid.
I'm almost 24 and have never been in a car accident. I honestly cannot imagine me ever being in a car accident. When I'm driving I pay attention to everything on the road. I always assume nobody sees me or my vehicle and every other motorist is a complete moron applying makeup , talking on a cellphone or eating a hamburger.....which usually isn't very far from the truth.
Although every vehicle I've personally owned has been 6 cylinders or less, I drove a Trans Am WS6 for several months and had a few scary situations, all of which were due to my inexperienced, thrill seeking youth. Some of you parents already know this, but most probably don't; if you let your kid drive your car I can nearly guarantee you they've tried to do a burnout and were probably successfull. If it's a rear wheel drive vehicle, they've tried to "drift" it and were probably successfull.
 

ice4ice

Active Member
Originally Posted by Jovial
Were there any cameras at the intersection? If so ask your insurance company to review the accident. Maybe this will show her moving around freely.
What a scumbag.
I was just going to ask that ! LOL !! That would be one SOLID evidence of insurance fraud on her.
 

jovial

Member
Yeah, I hope the camera was able so see the whole thing. There are some real scumbags around who make a living lying and cheating people.
 
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