IMHO its just too many hoops to jump through to deal with sending back or trying to get credit for a dead fish with swf. It can be made much easier. I have read all sorts of things from varius vendors in regards to making claims for dead fish. Some are really really complicated others are a mere phone call and your word for it. Some issue only store credit, others will issue credit back to card, and still others will ship replacement for free, and others will do what you want to do.....