37g joe
Member
I know that this might not sound like the most interesting topic but it is something i feel is unfair and should be not allowed.
Fact. Young males pay higher insurance rates because of their gender and their age.
The civil rights act clearly states that fineing or putting prohibtiouns on a person because of a certain demographic because of age and gender is discrimination. now if the prohibtions where put toward women or race that would be considered discrimination and the aclu would be all over this.
These rules are made by individuals that are outside of these demograpics which is clearly bias.
My own experience. both my sister and I owned the same car when we where 18 my sister owned it two years prior when she was 18 she had been in a couple of accidents and she was paying around $80 amonth in inssurance i at age 18 was paying about $107 for my insurace and not ever been in an accident or yet to have a ticket at that time why would a safe driver be paying more then a unsafe drifer that is compleetly gender bias women have for years fought for fair wages and i understand there plight but they seem not to mind the unfair bias put toward young men thats only wrong was to be born male they can be perfect drivers but since the inssurance agencies claim that the young male is a far more unsafe driver then others they have to pay even if they are safe. they are paying because of others wrongdoing.
What would you do if tomorow the goverment raised taxes just on certain demographics thier reasoning is because thos demograpics had a higher rate of being in jail and being on welfair. I know I would be outraged this is no different from what I am talking about why are people okay with one but would not be with the other. Statstics could show this but it would not make it right.
I have yet to read a report on the actual statistics now yes i would not be suprised if tickets and accidents are higher among young males but i doubt there so much higher that the should pay outragous prices make those who are unsafe pay higer.
Ive been pulled over several times for nothing except for being a young male in a car so the officer had nothing better to do the pull me over at age 19 i recieved my first ticket i pulled out of a gs station which was on a corner i was at that stop light and a cop pulled behind me as the light went green he turned his lights on i had only driven out of the gas station to the light about 50 feet the cop inssisted he saw me down the street driving about 20 over the speed limit i showed him my gas receipt and he said that was no proof that i had just came out of there i told him he was mistaken but i still got a ticket i had to pay about 80 and what did i do nothing the cop was either a moron or a liar i go for the latter.
I also have a coworker He is 22 his wife is 27 he has a clean driving record she has been in accidents and has tickets still on her record he still has to pay more insurance then her
these unfair actions occure throughout the U.s on a regular basis rasing the precenatege of the tickets young males recieve. Girls on the other hand if pulled over are shown in studdies that they are much more likly to get just a warning.
please post your oppinions on this and if u have any statistics i would love to use them
Fact. Young males pay higher insurance rates because of their gender and their age.
The civil rights act clearly states that fineing or putting prohibtiouns on a person because of a certain demographic because of age and gender is discrimination. now if the prohibtions where put toward women or race that would be considered discrimination and the aclu would be all over this.
These rules are made by individuals that are outside of these demograpics which is clearly bias.
My own experience. both my sister and I owned the same car when we where 18 my sister owned it two years prior when she was 18 she had been in a couple of accidents and she was paying around $80 amonth in inssurance i at age 18 was paying about $107 for my insurace and not ever been in an accident or yet to have a ticket at that time why would a safe driver be paying more then a unsafe drifer that is compleetly gender bias women have for years fought for fair wages and i understand there plight but they seem not to mind the unfair bias put toward young men thats only wrong was to be born male they can be perfect drivers but since the inssurance agencies claim that the young male is a far more unsafe driver then others they have to pay even if they are safe. they are paying because of others wrongdoing.
What would you do if tomorow the goverment raised taxes just on certain demographics thier reasoning is because thos demograpics had a higher rate of being in jail and being on welfair. I know I would be outraged this is no different from what I am talking about why are people okay with one but would not be with the other. Statstics could show this but it would not make it right.
I have yet to read a report on the actual statistics now yes i would not be suprised if tickets and accidents are higher among young males but i doubt there so much higher that the should pay outragous prices make those who are unsafe pay higer.
Ive been pulled over several times for nothing except for being a young male in a car so the officer had nothing better to do the pull me over at age 19 i recieved my first ticket i pulled out of a gs station which was on a corner i was at that stop light and a cop pulled behind me as the light went green he turned his lights on i had only driven out of the gas station to the light about 50 feet the cop inssisted he saw me down the street driving about 20 over the speed limit i showed him my gas receipt and he said that was no proof that i had just came out of there i told him he was mistaken but i still got a ticket i had to pay about 80 and what did i do nothing the cop was either a moron or a liar i go for the latter.
I also have a coworker He is 22 his wife is 27 he has a clean driving record she has been in accidents and has tickets still on her record he still has to pay more insurance then her
these unfair actions occure throughout the U.s on a regular basis rasing the precenatege of the tickets young males recieve. Girls on the other hand if pulled over are shown in studdies that they are much more likly to get just a warning.
please post your oppinions on this and if u have any statistics i would love to use them