I do not have one!!!!! I will be the first ( and prolly the last) to admit that I ain't got it, I don't want it, I don't see the point, and I don't go for the "incase of an emergency crap" Do you know how many credit cards I maxed out on that logic???
Sorry, just havin' fun.
The hubby has a...ummm...o boy... well it's small and grey, maybe I'll ask him, but I'd hafta call him cause he's outa town, but I'll let you know as soon as I find out!!