Obamacare...can you figure out the math?

snakeblitz33

snakeblitz33

Well-Known Member
You're right, I go to the local free clinic, where I would go if I had an emergency. My employer carries basic health insurance for me, which covers hospital stays, but that is besides the point. AggieAlum, please don't throw my name around like I am indigent. I work nearly full time at a skilled trade for a living, and so does my wife. I also go to college full time so that I can get a job with better benefits. Please start substituting the word "person" instead of my name, so that I feel less insulted.
 
aggiealum

aggiealum

Member
Quote:
Originally Posted by SnakeBlitz33 http:///t/396916/obamacare-can-you-figure-out-the-math/40#post_3536562
You're right, I go to the local free clinic, where I would go if I had an emergency. My employer carries basic health insurance for me, which covers hospital stays, but that is besides the point. AggieAlum, please don't throw my name around like I am indigent. I work nearly full time at a skilled trade for a living, and so does my wife. I also go to college full time so that I can get a job with better benefits. Please start substituting the word "person" instead of my name, so that I feel less insulted.
OK I'll bite. How were you "insulted"? Quill was the one that used your name first. I just followed his statement with an example of why you should have some form of health insurance. How did you come to the conclusion that I made you feel like some indigent? Good for you for trying to better your livelihood. But I think it does sound somewhat hypocritical when you say you're not what you consider "indigent", yet you have no qualms walking into a free clinic to get medical services when there's affordable alternatives available. If you think that's insulting, then that's on your conscience, not mine.
 
2quills

2quills

Well-Known Member
Perhaps It's time to move past all of this finger pointing at one another. I'm sure we're all good people here in real life. We all appreciate the freedoms we have to voice our opinions. Maybe we should enjoy that while we can.
 
darthtang aw

darthtang aw

Active Member

OK I'll bite.  How were you "insulted"?  Quill was the one that used your name first.  I just followed his statement with an example of why you should have some form of health insurance.  How did you come to the conclusion that I made you feel like some indigent?  Good for you for trying to better your livelihood.  But I think it does sound somewhat hypocritical when you say you're not what you consider "indigent", yet you have no qualms walking into a free clinic to get medical services when there's affordable alternatives available.  If you think that's insulting, then that's on your conscience, not mine.
Quills was speaking to Snake, You were speaking of him in the third person................
 
2quills

2quills

Well-Known Member

Quills was speaking to Snake, You were speaking of him in the third person................
Yeah! And I like, Seth too. I think he's a pretty cool kat.
Aggie, I'll give you your health care but I say we might as well force those people to abide by a federal diet, how's that? Oh, and drug testing.
 
reefraff

reefraff

Active Member
I checked here in Colorado and we'd have to pay almost double to replace my wife's insurance for a similar plan with a slightly higher copay with a 1700.00 higher out of pocket thanks to Stoneheads craptastic insurance scheme. Luckily her company is a huge commercial insurance brokerage so she can keep her insurance but the premiums, after going up about 8.00 a month from 2006 until 2010 have now gone 55.00 a month since then AND they increased the out of pocket cap 800.00.

What a GREAT idea this was.
 
2quills

2quills

Well-Known Member
I took a closer look at the numbers the other day. Looks like my wife and I could squeez ourselves in for the least amount of subsidised monies granted if we filed as individuals. But by doing that means we'd lose the ability to file as a married couple and get those benefits instead. Looks like the insurance companies get our money either way.
I feel like somebody just sold me some cheap dog food and called it Nature's Mirical then slapped a high price on it.
 
aggiealum

aggiealum

Member
Quote:
Originally Posted by Darthtang AW http:///t/396916/obamacare-can-you-figure-out-the-math/40#post_3536762
Quills was speaking to Snake, You were speaking of him in the third person................
He made the statement that he would have to pay $1200/month for coverage in ACA. I showed that information was false, and then simply stated the benefits and reasons to get the insurance in the first place. Why use generalizations when you have someone directly responding to the topics being discussed? He opened himself up to be an example when he literally spelled out his personal and financial situation.
 
aggiealum

aggiealum

Member
Quote:
Originally Posted by 2Quills http:///t/396916/obamacare-can-you-figure-out-the-math/40#post_3536763
Yeah! And I like, Seth too. I think he's a pretty cool kat.
Aggie, I'll give you your health care but I say we might as well force those people to abide by a federal diet, how's that? Oh, and drug testing.
Hate to burst your bubble, but many of the healthcare plans offered by companies are indirectly requiring those prerequisites to get better overall premiums for their employees. My wife's plan penalizes individuals who smoke, who drink more than a certain amount of lacohol, and also requires individuals to do these "health checks" to validate their overall health, including their BMI numbers. She got a $500 credit for her and myself by submitting a physical showing that our Cholesterol and BMI numbers were in the "acceptable" range.
 
aggiealum

aggiealum

Member
Quote:
Originally Posted by reefraff http:///t/396916/obamacare-can-you-figure-out-the-math/40#post_3536765
I checked here in Colorado and we'd have to pay almost double to replace my wife's insurance for a similar plan with a slightly higher copay with a 1700.00 higher out of pocket thanks to Stoneheads craptastic insurance scheme. Luckily her company is a huge commercial insurance brokerage so she can keep her insurance but the premiums, after going up about 8.00 a month from 2006 until 2010 have now gone 55.00 a month since then AND they increased the out of pocket cap 800.00.

What a GREAT idea this was.
I take it you're referring to Obama as "Stonehead"? That's pretty hypocritical coming from someone living in one of the two states that just approved public recreationl pot smoking.
 
2quills

2quills

Well-Known Member
Hate to burst your bubble, but many of the healthcare plans offered by companies are indirectly requiring those prerequisites to get better overall premiums for their employees.  My wife's plan penalizes individuals who smoke, who drink more than a certain amount of lacohol, and also requires individuals to do these "health checks" to validate their overall health, including their BMI numbers.  She got a $500 credit for her and myself by submitting a physical showing that our Cholesterol and BMI
Well there you go, that's a good idea. Whos the credit come from the insurance company or tax payers?
 
darthtang aw

darthtang aw

Active Member
I take it you're referring to Obama as "Stonehead"?  That's pretty hypocritical coming from someone living in one of the two states that just approved public recreationl pot smoking. :rotfl:
Your arrogance is shining again, Bionic.
He lives in a country that also legalized abortion. Doesnt mean he supports it. How is that hypocritical?
Darth (curious how you know where he lives) Tang
 
darthtang aw

darthtang aw

Active Member
He made the statement that he would have to pay $1200/month for coverage in ACA.  I showed that information was false, and then simply stated the benefits and reasons to get the insurance in the first place.  Why use generalizations when you have someone directly responding to the topics being discussed?  He opened himself up to be an example when he literally spelled out his personal and financial situation.
And he made a request for you not to do so.
 
aggiealum

aggiealum

Member
Quote:
Originally Posted by Darthtang AW http:///t/396916/obamacare-can-you-figure-out-the-math/40#post_3536791
Your arrogance is shining again, Bionic.
He lives in a country that also legalized abortion. Doesnt mean he supports it. How is that hypocritical?
Darth (curious how you know where he lives) Tang
Still don't know this Bionic person you're referring to. Your inability to comprehend a simple comment sums up you argumentative arrogance. Maybe you need to learn how to read.

Originally Posted by reefraff

I checked here in Colorado ...

This reef person is like you, simply "stirring the pot" with some inane slam against Obama referencing some pointless habit he had in college 30 years ago. Let's change the word from hypocritical to ironic shall we? He's most likely embellishing his experience with ACA just like this Snake person did just to make it appear the program isn't working. Unfortunately for the both of you, that's being proven wrong on a daily basis.
 
reefraff

reefraff

Active Member
Quote:
Originally Posted by AggieAlum http:///t/396916/obamacare-can-you-figure-out-the-math/40#post_3536835
Still don't know this Bionic person you're referring to. Your inability to comprehend a simple comment sums up you argumentative arrogance. Maybe you need to learn how to read.

Originally Posted by reefraff

I checked here in Colorado ...

This reef person is like you, simply "stirring the pot" with some inane slam against Obama referencing some pointless habit he had in college 30 years ago. Let's change the word from hypocritical to ironic shall we? He's most likely embellishing his experience with ACA just like this Snake person did just to make it appear the program isn't working. Unfortunately for the both of you, that's being proven wrong on a daily basis.
Just rechecked and remembered I stated my case incorrectly. My wifes employer pays half her premium. We would pay more than twice the premium EVEN IF WE PAID THE FULL PREMIUM. Her part is 139.00 a month. 278 total. Closest thing we can find to her coverage is a 556.39 PPO Gold plan from cigna AND THE COVERAGE ISN'T AS GOOD.
You seem to be a master of assumption. Feel free to check the Colorado website, https://prd.connectforhealthco.com/individual/prescreen/findAPlan#. Wife was born in 63, non smoker. Her current insurance has a zero deductible, 30.00 office visit copay 80% drug coverage for non generics and a 4100.00 out of pocket max.

So find me a plan with those coverages for anywhere close to the 139 a month we pay now instead of running your mouth.
You right Darth, The BS is strong with this one. Does remind one of that Bionic clown.
 
darthtang aw

darthtang aw

Active Member

Still don't know this Bionic person you're referring to. 
I am pretty sure a moderator outed you in another thread....You may have missed that.
 
aggiealum

aggiealum

Member
Quote:
Originally Posted by reefraff http:///t/396916/obamacare-can-you-figure-out-the-math/40#post_3536843
Just rechecked and remembered I stated my case incorrectly. My wifes employer pays half her premium. We would pay more than twice the premium EVEN IF WE PAID THE FULL PREMIUM. Her part is 139.00 a month. 278 total. Closest thing we can find to her coverage is a 556.39 PPO Gold plan from cigna AND THE COVERAGE ISN'T AS GOOD.
You seem to be a master of assumption. Feel free to check the Colorado website, https://prd.connectforhealthco.com/individual/prescreen/findAPlan#. Wife was born in 63, non smoker. Her current insurance has a zero deductible, 30.00 office visit copay 80% drug coverage for non generics and a 4100.00 out of pocket max.

So find me a plan with those coverages for anywhere close to the 139 a month we pay now instead of running your mouth.
You right Darth, The BS is strong with this one. Does remind one of that Bionic clown.
If you have an employer-based health plan, you have no reason to look in the first place. Your wife's employer subsidizes more than half her premium. They get lower rates based on the number of employees they have in their corporate health plan with whichever provider they use. If you want an accurate comparison, go contact a local health insurance provider. Tell them that you and your wife are self employed, and you need a health plan with the same coverage you have today. See if it's cheaper than the $556.39 you got quoted on the Colorado Healthcare site. I think you'll be surprised of the sticker shock. That's if they'll even cover you if either you or your wife have pre-existing medical conditions. Oh wait, insurance providers can no longer reject you from purchasing a plan for pre-existing conditions due to the new ACA laws.


You and your clone Darth should spend more time worrying about validating your own inaccurate assumptions, instead of running your mouth's off with these juvenile games you play accusing people of being someone else.
 
reefraff

reefraff

Active Member
Quote:
Originally Posted by AggieAlum http:///t/396916/obamacare-can-you-figure-out-the-math/40#post_3536877
If you have an employer-based health plan, you have no reason to look in the first place. Your wife's employer subsidizes more than half her premium. They get lower rates based on the number of employees they have in their corporate health plan with whichever provider they use. If you want an accurate comparison, go contact a local health insurance provider. Tell them that you and your wife are self employed, and you need a health plan with the same coverage you have today. See if it's cheaper than the $556.39 you got quoted on the Colorado Healthcare site. I think you'll be surprised of the sticker shock. That's if they'll even cover you if either you or your wife have pre-existing medical conditions. Oh wait, insurance providers can no longer reject you from purchasing a plan for pre-existing conditions due to the new ACA laws.


You and your clone Darth should spend more time worrying about validating your own inaccurate assumptions, instead of running your mouth's off with these juvenile games you play accusing people of being someone else.

I looked because I was interested to see how good a deal it was. And it sucks. My wife had a pre existing condition. Hasn't been an issue with group policies since HIPPA passed years ago.
And I didn't say you were someone else, I said you remind me of them. Reading comprehension is a lost art.
 
You must log in or register to reply here.
Top