Obamacare...can you figure out the math?

darthtang aw

Active Member

You and your clone Darth should spend more time worrying about validating your own inaccurate assumptions, instead of running your mouth's off with these juvenile games you play accusing people of being someone else.
Which statement of mine is inaccurate?
Darth (I am a Sith lord, not a clone) Tang
 

darthtang aw

Active Member
If you have an employer-based health plan, you have no reason to look in the first place. 
If you own a car, you have no need to look at the cost of other cars..........
 

2quills

Well-Known Member
I think the fundamental issue being missed here is that simply taking money from one area and shuffling it around so that it ends up in another area doesn't really solve the main issue of why there is an issue in the first place.
I like the idea of the reform. Now that it's here I think we should try to find a way to make it work. It's just going to take some major fixing so that we can find a way to pay the debt down. This might mean expressing a little tough love in other areas.
 

crimzy

Active Member
All this name calling us outrageous...
Just want to throw my support behind all of you tea party fascists. Unfortunately even those of us who don't qualify for obamacare subsidies have to go with an obamacare compliant plan. The gov't cancelled my previous plan and I then had to get a plan that was an extra $200 per month. And unfortunately I don't qualify for jack ---- in terms of gov't assistance.
It seems to me that the only ones who benefit from obamacare are the insurance companies who now get the benefit of having consumers required to purchase their products.
As an aside, I believe that requiring citizens to spend their money on a particular product is unconstitutional and an antitrust violation. JMO
 

reefraff

Active Member
The biggest problem with health care was and is the cost. This is making that worse. It isn't worth trying to fix. It would be less moving parts to replace it before it collapses and really causes a real fiasco. If the numbers are even close to accurate for the number of younger people signing up next year's premiums are going to be U G L Y.
 

reefraff

Active Member
Quote:
Originally Posted by crimzy http:///t/396916/obamacare-can-you-figure-out-the-math/60#post_3536903
All this name calling us outrageous...
Just want to throw my support behind all of you tea party fascists. Unfortunately even those of us who don't qualify for obamacare subsidies have to go with an obamacare compliant plan. The gov't cancelled my previous plan and I then had to get a plan that was an extra $200 per month. And unfortunately I don't qualify for jack ---- in terms of gov't assistance.
It seems to me that the only ones who benefit from obamacare are the insurance companies who now get the benefit of having consumers required to purchase their products.
As an aside, I believe that requiring citizens to spend their money on a particular product is unconstitutional and an antitrust violation. JMO
You know what's funny is the mandate is the only part of the law I like. I've been paying for insurance since I was like 20. I think they should have made it a carrot instead of a stick but.....
How ya been Crimz?
 

crimzy

Active Member

You know what's funny is the mandate is the only part of the law I like. I've been paying for insurance since I was like 20. I think they should have made it a carrot instead of a stick but.....
How ya been Crimz?
All is great, reef... Life is rolling right along.
I think obamacare is a bastardization of socialized medicine. I'd rather see the gov't provide standardized coverage for everyone and allow citizens the option to buy more if they want. When the law requires me to spend my money on something besides taxes, I just wonder who got paid off to give these businesses such an advantage.
 

2quills

Well-Known Member
The biggest problem with health care was and is the cost. This is making that worse. It isn't worth trying to fix. It would be less moving parts to replace it before it collapses and really causes a real fiasco. If the numbers are even close to accurate for the number of younger people signing up next year's premiums are going to be U G L Y.
I agree. My stance is that this is going to be a whole lot uglier for the very people it's trying to help but hey. If people are bent on wanting to financially break themselves then I say let em have it.
 

reefraff

Active Member
Quote:
Originally Posted by crimzy http:///t/396916/obamacare-can-you-figure-out-the-math/60#post_3536910
All is great, reef... Life is rolling right along.
I think obamacare is a bastardization of socialized medicine. I'd rather see the gov't provide standardized coverage for everyone and allow citizens the option to buy more if they want. When the law requires me to spend my money on something besides taxes, I just wonder who got paid off to give these businesses such an advantage.
Yeah, many better ways to deal with this. I am beginning to believe those people who claim this was designed to fail so socialized health care could be rammed through might have actually been right. Did they really think young people would buy insurance with a 5K deductible and a couple hundred a month in premiums over paying a small fine that isn't even collected unless they have a tax refund coming?
 

aggiealum

Member
Quote:
Originally Posted by Darthtang AW http:///t/396916/obamacare-can-you-figure-out-the-math/60#post_3536887
If you own a car, you have no need to look at the cost of other cars..........
If you're happy with the car you have, why bother shopping for another one? The issue isn't about reef "shopping" for healthcare on this Colorado web site. The issue is he's not comparing apples to apples. I will say that one fallacy so far with ACA is that they stated that the cost benefits would be similar to those who do have employer-based health insurance because the states who buy into the program would generate these large insurance pools, which should emulate what a large corporation offers their employees. Apparently that's not the case in all states. Colorado's rates appear to be much higher than those in Louisiana. States like Texas don't benefit from the program at all because Rick Perry refuses to create the state insurance pools altogether.
 

reefraff

Active Member
Quote:
Originally Posted by AggieAlum http:///t/396916/obamacare-can-you-figure-out-the-math/60#post_3536972
If you're happy with the car you have, why bother shopping for another one? The issue isn't about reef "shopping" for healthcare on this Colorado web site. The issue is he's not comparing apples to apples. I will say that one fallacy so far with ACA is that they stated that the cost benefits would be similar to those who do have employer-based health insurance because the states who buy into the program would generate these large insurance pools, which should emulate what a large corporation offers their employees. Apparently that's not the case in all states. Colorado's rates appear to be much higher than those in Louisiana. States like Texas don't benefit from the program at all because Rick Perry refuses to create the state insurance pools altogether.

.
Why not shop for another plan? Next year when the employer mandate kicks in more people will lose existing policies, I highly doubt my wife will lose her's because of the nature of the business where she's employed but I am not going to assume, And on top of that I was interested to see if it was a good deal or not. I could see where an 0bama fanboy like yourself would get bent out of shape when people see for themselves what a bad deal this is for most.
My guess is Colorado's rates are higher than Louisiana's because our cost of living here is much higher so rents, salaries etc. are more expensive which means health care costs more too. Amazing how that works. And how would you know if I compared apples to apples or not? I sure as heck am not the only one to find the coverage to be more expensive and less comprehensive than what I currently have or had.
 

2quills

Well-Known Member

States like Texas don't benefit from the program at all because Rick Perry refuses to create the state insurance pools altogether.
You make it sound as though people here can't still shop for insurance or gain access to the subsidized tax breaks by shop for obama care plans. We are still supporting those people with our federal tax dollars, no?
You're upset because Perry doesn't want to screw up our state's insurance like everyone else. Maybe he's biding his time to see how health care plays out after 2016.
 

darthtang aw

Active Member

You make it sound as though people here can't still shop for insurance or gain access to the subsidized tax breaks by shop for obama care plans. We are still supporting those people with our federal tax dollars, no?
You're upset because Perry doesn't want to screw up our state's insurance like everyone else. Maybe he's biding his time to see how health care plays out after 2016.
Why should he be upset? As a millionaire it doesnt affect him. So why does he care? I mean after all, reef shouldn't be curious what the site has for him why should Bionic care?
Darth (still waiting for where i was wrong) Tang
 

2quills

Well-Known Member
Aggie, let me ask you a question.
You seem upset that, Perry doesn't want to comply with creating a state based exchange which would mean that Texas would be forced into complying with the drastic expansion of Medicaid to the uninsured. Have you ever asked yourself, why that is?
We have the most amount of uninsured people of any other state in the union. Medicaid has been ripe with fraud for a long time and it's unsustainable as it is everybody knows this. Those issues need to be fixed. No one argues that. It's evident in the fact that are taxes are so high like you have spoken out about previously in another thread.
Perry has a plan to reform Medicaid and funny enough it sounds a lot like what you described with your health care. Medicaid with plans that are specifically tailored to the individual that rewards you for getting healthy. I know, crazy right? But submitting to the president´s plan throws all of these people on there under a blanket application of coverage. This will literally bankrupt the state. Our taxes would shoot up ten times higher that any savings we'll see in health care coverage.
Weren't you the one complaining about the high taxes here? Isn't that why you bragged about offshore property that makes you more money by dodging our taxes? Don't you find it ironic that the very thing you are supporting is the very thing that will chase you and your money out of the state and out of the country?
Even for the democrats in this state it isn't a good idea. But it would be nice for the hard core left to see the hard core right fall I'm sure. I can see why some would like to see that happen. The American tax payers are getting played over a grab for power between these two sides. It needs to end.
United we stand, divided we fall remember?
 

reefraff

Active Member
Just wait. A lot of Docs aren't taking new welfare cases. They can afford to accept the reduced rates medicaid pays as long as they don't make up too large a percentage of their patient population but once you reach the tipping point docs will refuse to accept any new Medicaid patients.
The incidents of Medicaid patients using the emergency room for symptoms easily cared for by a primary care doc had been rising even before the expansion of Medicaid under 0 care. While the researchers didn't include the reason in their study they believe the major contributing factor was shortage of docs that accept new patients. Thats going to get a lot worse.
 

2quills

Well-Known Member
Just wait. A lot of Docs aren't taking new welfare cases. They can afford to accept the reduced rates medicaid pays as long as they don't make up too large a percentage of their patient population but once you reach the tipping point docs will refuse to accept any new Medicaid patients.
The incidents of Medicaid patients using the emergency room for symptoms easily cared for by a primary care doc had been rising even before the expansion of Medicaid under 0 care. While the researchers didn't include the reason in their study they believe the major contributing factor was shortage of docs that accept new patients. Thats going to get a lot worse.
Yep, that's another huge problem. If you look at some of these other countries who have socialized healthcare or whatever the case may be they have more doctors per capita than we have. We may have the best doctors in the world but there are fewer to go around.
Quality seems like it would take a back seat to quantity which is why I say this won't turn out to be the same healthcare that people are expecting it to be.
 
Top