Originally Posted by
bionicarm
http:///forum/post/2819507
Uh, because I need medical insurance to cover me and my family in case of a major medical procedure? My wife had a benign tumor last year, and had to get a complete hysterectomy and a partial colon dissection. The total cost out the door was over $250,000. With our insurance, we had to pay $8,000. Which one would you choose?
I don't make the rules when it comes to insurance coverage through a company provider. That's the problem with major companies. They want to contribute less and less towards coverage, and expect the employees to pay more of the burden. On top of that, you get fewer services. That's the flaw in McCain's health plan. He thinks $5,000 will provide some great medical coverage. Being an independent contractor, I've seen the rates in my area if I just want to go out and buy insurance on my own. To get the same coverage we get with my wife's company, I'd have to pay another $1,000 on top of McCain's 'tax credit'. And you don't think the insurance companies won't take advantage of knowing people will have to come to them for coverage, since major companies will start dumping medical coverage because it will no longer be pre-tax? Watch rates skyrocket. And remember, McCain wants to give a 'tax credit'. That doesn't necessarily mean you'll get the complete $5,000. If you owe taxes for any reason, that $5,000 can disappear real quick.
I thijnk Journey is of the same mind set I am on this topic. The government should not be paying health insurance in any form. Instead, those that can't afford it based off income can enrol in medicaid/medicare like everyone else that want's medical and can't afford it has been for years. Instead of creating ANOTHER health program, how about fix the first one created.
