Republican Candidates

[1journeyman]

Originally Posted by Jerthunter
Well I think the best place for that money to come from is the insurance companies... They currently make alot of money off the fact that people get sick. If we limit the amount of profit off of people's illness everyone, except the few making a bundle from insurance, will be better off.
So don't pay for insurance

Pay your medical bills yourself. No one makes anyone have health insurance.

 

[jerthunter]

Originally Posted by 1journeyman
So don't pay for insurance

Pay your medical bills yourself. No one makes anyone have health insurance.
My plan is never to get sick.. So far it works.. however it is not as simple as paying our own medical bills. If someone cannot afford health insurance they probably won't be able to afford any medical bills..
Insurance should lower the burden on any individual person and to an point it does that, however some people are making a ton of money off everyone else's misfortune...

 

[bang guy]

Originally Posted by Rylan1
I do understand this... and as i mentioned this would make insurance more affordable for individuals and those in small businesses. Insurance companies charge less to large employers because they offer group rates which cost less to insure and easier to handle paperwork wise. No one said pay mor... but the opposite.
So why not let the State governments form their own group and petition the insurance companies for a good rate? Why is this a federal issue?

 

[natemd]

Originally Posted by stdreb27
Yeah, that is why it is politically impossible, it is progressive as a form of %. But it is titalating when it comes to not having the IRS. The value added tax is interesting too. It would level our playing field tax wise when it comes to trading with other countries. No matter what is done there will be loosers in a different tax system, just like there are loosers now.

Yea, it could be great if they found someway to say level the disparity between a low income family and a high income family. I don't think only refunding up to the poverty level of expesnses is quite adaquet. However, its good because it will encourage middle income families that do have that extra couple dollars to spend to save it instead of going out and buying a gigantic plasma screen HD tv or a super sized house with a supersized

[hr]
.
My only other question about it, which I haven't done enough reading up on it to answer is how would it effect items that currently have like a sin tax(cigarettes) or commodities like gasoline where a huge chunk of the price you pay for the item is tax?

 

[rylan1]

Originally Posted by 1journeyman
Again Ryan, where does the cost vanish too?
You've said:
People will pay less
Children will get free coverage
Insurance companies will charge less
Hopsitals will charge less
Business will get cheaper rates
Brilliant plan, but who is going to pay the difference? You've racked up quite a debtload there.
the consumers who are unable to currently afford an individual plan at $300+, could now afford a plan that would be say $175. There maybe another solution, however, the system is not going to fix itself. I realize we have the best healthcare and we spend twice as much on it... I also realize that a true "universal" plan would hurt the advanced of technology and advanced medicine...which is why I feel Obama's plan is the best option instead of doing nothing or creating a health savings plan like GOP wants or the extreme like Clinton wants.

 

[stdreb27]

Originally Posted by 1journeyman

Where the heck do you get your facts from? That is absurdly false.
Current unemployment at 5%
According to the US Department of Labor in previous years unemployment has averaged:
1975 8.5
1976 7.7
1977 7.1
1978 6.1
1979 5.8
1980 7.1
1981 7.6
1982 9.7
1983 9.6
1984 7.5
1985 7.2
1986 7.0
1987 6.2
1988 5.5
1989 5.3
1990 5.6
1991 6.8
1992 7.5
1993 6.9
1994 6.1
1995 5.6
1996 5.4
1997 4.9
1998 4.5
1999 4.2
2000 4.0
2001 4.7
2002 5.8
2003 6.0
2004 5.5
2005 5.1
2006 4.6
Up until the mid 90's most economists thought unemployment lower than 6% was unsustainable and would lead to hyperinflation. Now about 4% unemployment is considered full employment.

 

[1journeyman]

Originally Posted by Jerthunter
My plan is never to get sick.. So far it works.. however it is not as simple as paying our own medical bills. If someone cannot afford health insurance they probably won't be able to afford any medical bills..
Insurance should lower the burden on any individual person and to an point it does that, however some people are making a ton of money off everyone else's misfortune...
Why should a company be regulated to take a risk in something an individual isn't willing to risk themselves?
Insurance is a "for profit" industry. If you don't want the security of having insurance don't pay it. I pay $300 a month for my policy. I didn't see a Dr. once last year. So the company made a chunk off of me last year. Now, 3 years ago I was paying $250 a month and had surgery on my neck vertebrate. Guess who came out ahead that year?

 

[bang guy]

Originally Posted by Jerthunter
My plan is never to get sick.. So far it works.. however it is not as simple as paying our own medical bills. If someone cannot afford health insurance they probably won't be able to afford any medical bills..
Insurance should lower the burden on any individual person and to an point it does that, however some people are making a ton of money off everyone else's misfortune...
Just allow interstate insurance and the market will naturally lower rates.

 

[1journeyman]

Originally Posted by Rylan1
the consumers who are unable to currently afford an individual plan at $300+, could now afford a plan that would be say $175. There maybe another solution, however, the system is not going to fix itself. I realize we have the best healthcare and we spend twice as much on it... I also realize that a true "universal" plan would hurt the advanced of technology and advanced medicine...which is why I feel Obama's plan is the best option instead of doing nothing or creating a health savings plan like GOP wants or the extreme like Clinton wants.
Again, my question is:
Who pays for the deficit?

 

[stdreb27]

Originally Posted by natemd
Yea, it could be great if they found someway to say level the disparity between a low income family and a high income family. I don't think only refunding up to the poverty level of expesnses is quite adaquet. However, its good because it will encourage middle income families that do have that extra couple dollars to spend to save it instead of going out and buying a gigantic plasma screen HD tv or a super sized house with a supersized

[hr]
.
My only other question about it, which I haven't done enough reading up on it to answer is how would it effect items that currently have like a sin tax(cigarettes) or commodities like gasoline where a huge chunk of the price you pay for the item is tax?
Who knows those are already taxed quite significantly in texas gas is taxed 42 cents a gallon, and a can of copenhagen is taxed about 2.50 plus you have to pay sales tax on the "sin tax." The crooks.
I just know where we get off on this notion that the government is going to do anything more efficiently than the private sector?

 

[1journeyman]

Originally Posted by stdreb27
..I just know where we get off on this notion that the government is going to do anything more efficiently than the private sector?
I keep trying to bring this up too...

 

[jerthunter]

Originally Posted by 1journeyman
Why should a company be regulated to take a risk in something an individual isn't willing to risk themselves?
Insurance is a "for profit" industry. If you don't want the security of having insurance don't pay it. I pay $300 a month for my policy. I didn't see a Dr. once last year. So the company made a chunk off of me last year. Now, 3 years ago I was paying $250 a month and had surgery on my neck vertebrate. Guess who came out ahead that year?

Insurance does not have to be a "for profit" industry, or even if it is it can be limited in the amount of profit it makes... People can make profit in many ways, they do not have to benefit from the misfortune of others...
Currently Insurance companies are like a vegas casino.. They always win.. even when they have to pay out they win...
My point is that companies can make money in other ways and not rely on the fact that people will always be getting sick...

 

[rylan1]

Originally Posted by 1journeyman
You got us confused here Ryan.
Just because I'm a obama supporter doesn't mean I have to vote democratic in every election.

 

[stdreb27]

I think Mickey's plan is socialism too.

 

[jerthunter]

Originally Posted by Bang Guy
Just allow interstate insurance and the market will naturally lower rates.
I am not for federally run health insurance.. but I am sure there are ways to control the amount of profit insurance companies make.. I have to agree that probably the easiest way is to allow for more competition.

 

[1journeyman]

Originally Posted by Jerthunter
Insurance does not have to be a "for profit" industry, or even if it is it can be limited in the amount of profit it makes... People can make profit in many ways, they do not have to benefit from the misfortune of others...
Currently Insurance companies are like a vegas casino.. They always win.. even when they have to pay out they win...
My point is that companies can make money in other ways and not rely on the fact that people will always be getting sick...
Again, if you feel this way don't pay for it.
I personally sleep better at night knowing that if I'm diagnosed with cancer tomorrow and have to be treated for the next 12 months the most I'm gonna pay is $10,000.

 

[rylan1]

Originally Posted by 1journeyman
Why should a company be regulated to take a risk in something an individual isn't willing to risk themselves?
Insurance is a "for profit" industry. If you don't want the security of having insurance don't pay it. I pay $300 a month for my policy. I didn't see a Dr. once last year. So the company made a chunk off of me last year. Now, 3 years ago I was paying $250 a month and had surgery on my neck vertebrate. Guess who came out ahead that year?

Do you have an individual plan?

 

[1journeyman]

Originally Posted by Rylan1
Just because I'm a obama supporter doesn't mean I have to vote democratic in every election.
You called yourself a Democrat and said you're looking at this from the "GOP" side.... That's where the confusion lies.

 

[natemd]

[/QUOTE]I just know where we get off on this notion that the government is going to do anything more efficiently than the private sector?
Don't take my discussions the wrong way. I would rather have the money in the individuals hands that know what to do with it. Take for instance everyone talks about how much money the rich make and don't pay taxes on but look at it this way. Bill Gates and Warren Buffet have two of the biggest named corporations out there that they started from scratch and I don't mean to keep bringing them up but they are names everyone knows. Yes, these two people make a lot of money but look at how many thousands of well paying jobs they have created in the past two decades. Also look at how much more efficent they have made their fields of business by taking their money and buying firms to consolidate them and in turn bring lower prices to the consumer.

 

[1journeyman]

Originally Posted by Rylan1
Do you have an individual plan?
Yup, yes I do.