Republican Candidates

[jerthunter]

Originally Posted by 1journeyman
Again, if you feel this way don't pay for it.
I personally sleep better at night knowing that if I'm diagnosed with cancer tomorrow and have to be treated for the next 12 months the most I'm gonna pay is $10,000.
It would nice if it was a choice... If I cannot afford health insurance it isn't my choice.

 

[1journeyman]

Originally Posted by Jerthunter
I am not for federally run health insurance.. but I am sure there are ways to control the amount of profit insurance companies make.. I have to agree that probably the easiest way is to allow for more competition.
Should their losses be regulated as well?

 

[jerthunter]

Originally Posted by 1journeyman
Should their losses be regulated as well?
What losses? They make money, they do not lose money.

 

[1journeyman]

Originally Posted by Jerthunter
What losses? They make money, they do not lose money.
Jerth, that's not accurate.
For instance, In Texas during the late 90's we had a string of hail storms. Companies lost hundreds of millions in Texas.

 

[natemd]

Originally Posted by 1journeyman
Jerth, that's not accurate.
For instance, In Texas during the late 90's we had a string of hail storms. Companies lost hundreds of millions in Texas.

Is everyone arguing about two different kinds of insurance though. To the best of my knowldge most property insurance companies don't dabble in health and if they do its set up as essentially a different branch/company

 

[stdreb27]

Originally Posted by Rylan1
Just because I'm a obama supporter doesn't mean I have to vote democratic in every election.
No, but support for a socialized medical program, higher taxes for the rich, saying there is no moral difference between our form of government and the communist form of government. Would make you pretty dang liberal.

 

[natemd]

Property Insurance companies do lose and they lose a lot sometimes but they are playing the same game that we are. They are betting that we won't have some disaster come along and ruin us, we are betting that it will happen. I don't think that the prices gained or lost should be regulated. They know the risks just like we do.

 

[1journeyman]

Originally Posted by natemd
Is everyone arguing about two different kinds of insurance though. To the best of my knowldge most property insurance companies don't dabble in health and if they do its set up as essentially a different branch/company
It varies from state to state. In Texas many actually do. My personal policy, for instance is from a company that also does home/auto/commercial.
Different division, but still same company.

 

[stdreb27]

to tell a company oh you can't make over x amount of dollars, is foolish. Why isn't the whole point of them being in business to make money? And when they do why is that bad?

 

[jerthunter]

Originally Posted by 1journeyman
Jerth, that's not accurate.
For instance, In Texas during the late 90's we had a string of hail storms. Companies lost hundreds of millions in Texas.
I do not have a big issue with other types of insurance... Currently health insurance is going pretty much unchecked and making a killing off the fact that people have always and will continue to get sick...

 

[natemd]

Originally Posted by stdreb27
No, but support for a socialized medical program, higher taxes for the rich, saying there is no moral difference between our form of government and the communist form of government. Would make you pretty dang liberal.

I could argue in theory that a communist form of government is a great thing, even better than what we have. But it would never work in reality because of human nature. But that is a whole different discussion.

 

[jerthunter]

Originally Posted by stdreb27
to tell a company oh you can't make over x amount of dollars, is foolish. Why isn't the whole point of them being in business to make money? And when they do why is that bad?
I'm all for companies making money. However I take an issue with HOW they make money. We are talking about people's health, a basic need. I would have a similar issue if people were making tons of money selling food while people starved... Making money is fine.. Exploiting the general public to make more money is not so nice.

 

[1journeyman]

Originally Posted by stdreb27
to tell a company oh you can't make over x amount of dollars, is foolish. Why isn't the whole point of them being in business to make money? And when they do why is that bad?
I agree.
This is why the election this year is so important to me. I really do see our country sliding into the abyss of socialism.
The very things our nation was founded on, the very things that make us great and bog down Europe, are suddenly getting demonized.

 

[bang guy]

Originally Posted by Jerthunter
It would nice if it was a choice... If I cannot afford health insurance it isn't my choice.
True, but if someone chooses to make it a lower priority than say, a $300 a month cigarette habit, then it is a choice.

 

[1journeyman]

Originally Posted by Jerthunter
I do not have a big issue with other types of insurance... Currently health insurance is going pretty much unchecked and making a killing off the fact that people have always and will continue to get sick...
Again Jerth, that's not an accurate portrayal.
No one is forced to have Health Insurance. That'l like saying a $100 a plate steak restaurant should have their prices regulated because everyone has to eat.
Edit:

Just read your post before this one

 

[jerthunter]

Originally Posted by Bang Guy
True, but if someone chooses to make it a lower priority than say, a $300 a month cigarette habit, then it is a choice.
Yes, many people make the choice. Unfortunately some people cannot.. Currently the situation isn't that bad, in my opinion. There are free clinics and people can get most of the care they need if they put forth the effort..

 

[jerthunter]

Originally Posted by 1journeyman
Again Jerth, that's not an accurate portrayal.
No one is forced to have Health Insurance. That'l like saying a $100 a plate steak restaurant should have their prices regulated because everyone has to eat.
In our current society health insurance is basically a requirement. Perhaps if the health care system were to be changed people could afford to choose if they want to live or die.
As far as your example, I can get the same nutrition from a $100 steak as a $1 meal but I cannot get the same medical care for $1 as I can get for $100.

 

[bang guy]

Originally Posted by Jerthunter
I do not have a big issue with other types of insurance... Currently health insurance is going pretty much unchecked and making a killing off the fact that people have always and will continue to get sick...
Don't they make more money when people don't get sick?

 

[jerthunter]

Originally Posted by Bang Guy
Don't they make more money when people don't get sick?
Yes and no.. Yes because they don't have to pay bills, no because people might not get insurance if they never get sick. So it is in the best interest of insurance companies that people stay healthy but fear sicknes.. You cannot fear sickness if no one gets sick.

 

[rudedog40]

Originally Posted by 1journeyman
Again, if you feel this way don't pay for it.
I personally sleep better at night knowing that if I'm diagnosed with cancer tomorrow and have to be treated for the next 12 months the most I'm gonna pay is $10,000.

I'm assuming you either own your own business, or are an independent contractor to pay that much for health insurance. Although my medical insurance rates have gone up at least 15% every year for the past 5, they still aren't that bad. Last year my comapny took $300 per month, or $3600 for the year for my insurance. For that $3600, they gave me a credit card with $1200 on it to spend on any medical services I needed. If I have a recurring prescription, I can do a mail order for a 90-day supply of the medicine, irregardless what the

[hr]
price is, for $10 per precription. My out-of-pocket maximum was $4500. Last summer, my wife had to have a major surgery where all the bills totaled close to $80,000. I paid my $4500, and the insurance company either ate the rest, or negotiated with the doctors and hospital for the remainder. Do you think any national health program can beat that?
National healthcare has its pros and cons, but I don't think it's a solution. Go talk to people in Canada and see how great their 'National Insurance' is. Sure they pay little or no money for healthcare services, but it's essentiall all HMO. You don't get the luxury of picking your own doctors, getting second opinions, or getting any kind of elective surgery. Need to go to a doctor? Go wait for 3 hours with the rest of your fellow Canadians.