I was just yanking your chain. Wow, I hope you are doing well with that trading thing. My brothers California state pension has lost about 60% and only regained about 20% of the losses. That stuff scares the !@#* out of me. That's why I'm putting all of my money into building my house. I figure that no stock market "correction" can take it from me and after it's done (about Dec 1), I'll start saving for retirement. The few grand I had in my companies 401k is pretty much gone. Not from me spending it either. I started saving, finally, about 4 years ago and stopped contributing in October 08. I could've had a really nice vacation, instead some SB for the company has lost almost all of it. Of the $8000 I put in since 2006, there is about $1200 left. So, that's why my house has moved up to priority 1.