Hey, Mike -- thanks for posting the pix. Your tank looks awesome!
OK. I went to my lfs today to get some water and my first critters. Managed to spill the water all over the back of my car, and they didn't have a single thing I wanted. So I went to another lfs, which has a larger inventory of livestock, and the owner told me all sorts of things that absolutely contradicted everything I've been reading. He swore that I could put in corals right now, but to wait on getting a fish. I thought it was the opposite -- fish were less sensitive to new tank stuff than corals. So after 45 minutes of waffling around, I came out with one scarlet reef hermit, one blue leg hermit, and one queen conch. I hope I acclimated them OK. They're now nibbling around in the substrate and looking very industrious. Pix to follow.